Thursday, January 8, 2009

My Dad was diagnosed with prostate cancer but he has no health insurance.

My Dad was diagnosed with prostate cancer but he has no health insurance.?
Does anyone know a cheap health insurance or some other methods to get treatment? Any ideas will be helpful, my family and I are very worried. Thank You.
Cancer - 9 Answers
Random Answers, Critics, Comments, Opinions :
1 :
my father has the same problem he has been in clean of cancer for 6 months after taking the melaleuca products. check this out www.livetotalwellness.com/brandy and put in prostatic helath. it helped my father and it only cost us about 85.00 a month for everything
2 :
I'm sorry to have to telll you this, but they usually don't give insurance to people with pre-existing conditions (especially something like cancer). Talk to his doctors and the hospital. I know some hospitals have hardship programs where you apply (kind of like financial aid for school) and they may clear his bills. Just remember, he can't be denied care just because he doesn't have insurance.
3 :
Go to a municiple hosptal's Urology clinic and exaggerate a bit..eg..bloody urine, bone pain.
4 :
I hate to be the bearer of bad news but he will not qualify for any individual health plan, cheap or otherwise, to help him with the costs. He does have three options. First option; get a job with health benefits. There may be a waiting period but at least he'll get coverage. Second option; apply for Medicaid. He will have to qualify with low income and low assets. Third option; pay cash. You can negotiate a cash price for the services received, which can be as low as half of what they normally charge. If you can't pay all at once, most doctors and hospitals will work with you for payment. You may get answers here concerning medical discount cards. Be very wary of these cards. They are not regulated by the Department of Insurance nor do the people that sell them need to be licensed. This means you have little recourse when you have problems with the plan. If you are tempted by the low price and claims of “save up to 80%� be aware that very few doctors actually take these cards. It does you little good if you have to drive 4 hours to find a doctor that will accept the card. Montana couldn’t find any doctors in the whole state that actually took the card and only one dentist who was on probation for unlawful activities so they banned the sale of the card and fined the company. See this link http://www.insurancejournal.com/news/west/2006/11/22/74554.htm for more information. Many other states are starting to ban these cards as well.
5 :
yopu have to get on aid from the state of california
6 :
I just came across this website, you may find many useful information on health insurance quotes, hopefully may help you: http://all-health-insurance-quotes.blogspot.com
7 :
If you can't afford health insurance, you should definatley check out Ameriplan USA. They are the #1 health and dental benefits company in the US, with over 140 million customers. You can expect to save up to 80% off your care. The cost of the plans are your choice, between $29.95-$59.95 a month for your entire household. Check out www.mybenefitsplus.com/lgraham Good luck to you!!!
8 :
Some of these answers are good, others are overboard. The best way to get treatment is to look through www.clinicaltrials.gov to see if your father can qualify for treatment that is standard treatment but done to see how effective it is when you change certain conditions. You may have to go to a large hospital or clinic that performs these trials to see what is best for your father. The treatment is standard and doesn't cost a patient anything. Good luck!
9 :
I'm sorry to hear about your father's diagnosis. I hope they caught it early. I want you to also know that many drug companies will give free or discounted drug to people who can't afford it. There will be income/asset requirements, but it is worth checking out as treatment can be very expensive. Blessings to your family.






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